Auto Insurance in California
Auto insurance cushions you from additional expenses such as medical and legal fees as a result of damaged property, injuries or loss of lives. Auto insurance policies are not the same in all states and most specifically, in California, Auto insurance is a legal requirement. Drivers must at least hold a liability insurance in order to be allowed on the road. The following are insurance coverages under the Auto insurance.
- Bodily injury by an uninsured /underinsured driver
This liability coverage covers for household members, friends, or relatives who might cause accidents while driving your car or have been hit by another vehicle. Auto insurance helps pay for the damages and losses.
- Property damage
This coverage pays for any damage caused by your car on other people’s property and you or an authorized driver of your car is to be blamed.
- Bodily injury
Bodily injury liability protects you against lawsuits over critical accidents which leads to the death of a person. It also covers for accidental injuries suffered because of carelessness or negligence.
- Comprehensive coverage
A compressive coverage helps pay for non-collision related damages and repairs on your car such as theft-related damages.
- Loss of use
This coverage helps compensate for transportation expenses incurred, including renting a car during that period which your car is under insurance service.
- Roadside services
This coverage comes in two packages basic and plus levels. It gives assistance to your car in case of breakdowns or when your car gets mechanical problems.
- Vehicle replacement
Replaces a car that is in total loss with a brand new one and covers the gap between the actual price of the old car with the price of the new one.
This covers for major repairs of vehicles that got damaged due to collision with another car.
Visit us at MPX Insurance Services Inc. in Aliso Viejo, CA for a quote or to discuss new policies. You can also visit our online tools for more information, advice or queries.